Author Topic: Buying a Mazda  (Read 1398 times)

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Offline Willpower

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Re: Buying a Mazda
« Reply #15 on: July 26, 2020, 10:25:04 AM »
> Solo_run   

I have merged your two topics together as they are related. The subject of the warranty issue with dealerships relates to your potential purchase. 

Please don't duplicate questions in alternate topics.  It makes if difficult for people interested, to follow progress of the event. It dilutes information across different areas of the forum and makes it harder to get a precise understanding.

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Offline Solo_run

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Re: Buying a Mazda
« Reply #16 on: July 26, 2020, 07:26:23 PM »
1 final question

When buying a car from Mazda through HP, does the dealership set the APR or is it the broker?

Offline StevenRB45

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Re: Buying a Mazda
« Reply #17 on: July 26, 2020, 08:13:50 PM »
Whoever you pay the loan to, again better to ask them as they will be doing the paper work.

It could be either depending on your credit rating and the way the deal is put together.

Would be guesswork otherwise, the dealer may act as in intermediary for a loans company, in which case the loans company would set it. They may loan you the money themselves or you could have arranged a bank loan in which case the dealer has nothing to do with it. Alot of manufacturers have a separate in house finance company which sounds like a contradiction in terms but it's effectively a stand alone company that does all the finance on cars they sell but technically a separate entity.
« Last Edit: July 26, 2020, 08:19:35 PM by StevenRB45 »

Offline Solo_run

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Re: Buying a Mazda
« Reply #18 on: July 26, 2020, 11:09:26 PM »
Thanks for your help with everything Steven.

I have found a car I really like and going to put down the 10% deposit tomorrow depending on what APR they can offer. They were trying to sell me PCP but not interested.   

Offline StevenRB45

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Re: Buying a Mazda
« Reply #19 on: July 27, 2020, 12:54:52 PM »
They make the most money on PCP so are heavily biased towards it.

If they offer a cheap deal on PCP though and you actually have the cash in place it's possible to take the cheap deal and pay it off in 14 days avoiding interest but getting the discount.

When I've been looking about my bank offered better APR than the dealership so about 6% upwards at a dealer or 2.9% from my bank.

However this will be based on your credit history, I have a good credit rating things are more complex if you don't and rates get silly.

Offline yarb

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Re: Buying a Mazda
« Reply #20 on: July 28, 2020, 03:04:50 PM »
When I bought my last 2 Mazdas on PCP it was through Santander never had any problems with the deals, they are offering 0% with payments between 24 and 48 months on PCP
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Offline Solo_run

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Re: Buying a Mazda
« Reply #21 on: July 28, 2020, 08:58:02 PM »
They have messaged me to say the finance has been approved. Haven't signed anything yet but due to go down during the week and collect Saturday. Going to see if I can have a bit of detailing done on it and there is a panel on the centre console that needs replacing.

Going to bring a friend with me to inspect the car although some have said I don't need to as I am buying it from a dealership.


Offline Engineer Andy

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Re: Buying a Mazda
« Reply #22 on: July 29, 2020, 03:40:24 PM »
They have messaged me to say the finance has been approved. Haven't signed anything yet but due to go down during the week and collect Saturday. Going to see if I can have a bit of detailing done on it and there is a panel on the centre console that needs replacing.

Going to bring a friend with me to inspect the car although some have said I don't need to as I am buying it from a dealership.

If you don't have much car knowledge and/or if a purchase makes a significant dent in your finances, then if a friend, colleague or family member who is knowledgable, then that's good.  No harm done, and an extra pair of eyes can always spot something the other person misses, especially as they are there as an impartial observer.

A car from a main dealership should, in theory be fine as it is backed by a 1 year warranty even for older cars outside of the manufacturer's warranty, but like all dealers, main or indie, you can still get dodgy / inept ones, and having that extra set of eyes and ears is very handy in such cases, especially if things went so bad that you rejected the car after buying and a case went to court.

Offline Solo_run

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Re: Buying a Mazda
« Reply #23 on: July 29, 2020, 08:32:10 PM »
They have messaged me to say the finance has been approved. Haven't signed anything yet but due to go down during the week and collect Saturday. Going to see if I can have a bit of detailing done on it and there is a panel on the centre console that needs replacing.

Going to bring a friend with me to inspect the car although some have said I don't need to as I am buying it from a dealership.

If you don't have much car knowledge and/or if a purchase makes a significant dent in your finances, then if a friend, colleague or family member who is knowledgable, then that's good.  No harm done, and an extra pair of eyes can always spot something the other person misses, especially as they are there as an impartial observer.

A car from a main dealership should, in theory be fine as it is backed by a 1 year warranty even for older cars outside of the manufacturer's warranty, but like all dealers, main or indie, you can still get dodgy / inept ones, and having that extra set of eyes and ears is very handy in such cases, especially if things went so bad that you rejected the car after buying and a case went to court.

Definitely. I am not very knowledgeable on Mazda's but my friend use to have a Mazda 6 and he has been telling me what to look for. I would have it now but he is working all week. Hopefully there is no rust on the car - which has become a concern.

Offline Ed-Led

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Re: Buying a Mazda
« Reply #24 on: July 29, 2020, 09:33:07 PM »
I doubt you'll have any rust issues at all up to 10 years and probably very little beyond that. Mine is 4 and a half years old now and there's no rust on the bodywork anywhere, even underneath the car it's pretty good and i live in Manchester where it rains quite a bit.   
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Offline StevenRB45

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Re: Buying a Mazda
« Reply #25 on: July 29, 2020, 10:13:31 PM »
In the rust thread, they are older cars.

Realistically if you didn't spend a minute looking after it I'd not expect any serious rust as Ed says before 10 years, and i'd be very surprised if it was structural rust less than 5 years after that.

As was said in the other thread if you're keeping it a long time get the underside treated but given it's 4 years or so old you're going to get a good service out of it even if you do nothing..at least a decade would be a reasonable expectation.

Offline Solo_run

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Re: Buying a Mazda
« Reply #26 on: July 31, 2020, 03:50:50 PM »
Does anyone know about the Internet access with app integration on mazda 3 2016?

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Re: Buying a Mazda
« Reply #27 on: July 31, 2020, 04:50:21 PM »
Does anyone know about the Internet access with app integration on mazda 3 2016?

I believe that you can buy a software update (including the dealership installing it) for the system to accept the likes of Android Auto and Apple Car Play (standard on the facelifted model), but from memory, it doesn't come cheap, rather like buying the spare wheel and tyre fitment for the underboot area.  Whether it's any good afterwards I don't know - hopefully someone who has had the update (or if the modified system on the facelifted model is essentially the same setup, just factory-installed) will be able to tell you.

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Re: Buying a Mazda
« Reply #28 on: August 03, 2020, 03:17:49 PM »
There has been a delay in buying the car. Apparently the Mazda 3 has a timing chain ...can anyone confirm? And what would be the lifespan of a Mazda 3 engine? As the timing chain has a warranty for engine lifespan

Offline StevenRB45

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Re: Buying a Mazda
« Reply #29 on: August 03, 2020, 05:50:29 PM »
How long is a piece of string?

If you change the oil regularly there's cars in the US on the far side of 200k with nothing but oil changes.

Basically change the oil regularly, forget it exists, issues with timing chains on Skyactiv petrols (or any other except MPS) are pretty much unheard of.

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Re: Buying a Mazda
« Reply #29 on: August 03, 2020, 05:50:29 PM »