Author Topic: Confused about insurance, can anyone help?  (Read 3637 times)

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Offline jamski

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Confused about insurance, can anyone help?
« on: June 04, 2011, 11:47:51 AM »
Hello.

Long story short, my MINI renewal, £673 insurance band 8, 1.6 TS2 quote, £920 insurance band 5!!

What's with that?

Unfortunately 2 claims in 6 months after 10 years with nothing has crippled my ncb, but how can a band 5 be more than a band 8?

Are there any TS2 friendly insurers I should be looking at?

Thanks,

James.
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Mazda 3 TS2 | Hatch | Ice Blue | Auto | Front fogs | Rear spoiler | PDC

Offline Slider

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Re: Confused about insurance, can anyone help?
« Reply #1 on: June 05, 2011, 01:54:15 PM »
Are both cars with the same insurer? - if different companies they could be rating differently.

Also is the same person named as main driver on both?  If teh driver that has had the 2 bumps is main driver on the TS that could explain it.
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Offline Samp!

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Re: Confused about insurance, can anyone help?
« Reply #2 on: June 05, 2011, 03:44:01 PM »
stupid things like your post code affect your premium as well, my friend has a 1.6ts Mazda 3 4dr that i sold him and he pays an extra £350 a year than me with the same insurance company and he has been driving a year longer when i looked into it its amazing what insurance company's take into consideration when giving you a quote..
USED TO HAVE: MAZDA 3 1.6 SPORT NAV IN ALUMINUM WITH EIBACH SPRINGS AND CUSTOM CORKSPORT SRI INTAKE

NOW HAVE: 1. MX5 MK1 1.8 IN BRITISH RACING GREEN LOTS OF MODS
                 2. MAZDA MX5 SPORT BLACK IN WHITE NO 384 OF 500 EIBACH SPRINGS, K&N PANEL FILTER & LOTS OF LITTLE BITS

Offline jamski

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Re: Confused about insurance, can anyone help?
« Reply #3 on: June 05, 2011, 04:20:21 PM »
Same company, just me as the driver. Only difference is the MINI insurance is a renewal from last year, the TS2 will be a new policy. The MINI has mods too, cat back exhaust, spot lights, strut brace. We're still going to go for the Mazda though. Just got to find the right one now. :)

I love my MINI but am actually pretty excited, can't wait for a bit of luxury behind the wheel. :)
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Mazda 3 TS2 | Hatch | Ice Blue | Auto | Front fogs | Rear spoiler | PDC

Offline Slider

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Re: Confused about insurance, can anyone help?
« Reply #4 on: June 05, 2011, 07:10:40 PM »
Have you got the same no claims on both?

If you only had one car before it is very unlikely that you would have been given teh some NCD on a second car.
Mazda 3Tts2 1.6D

Offline jamski

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Re: Confused about insurance, can anyone help?
« Reply #5 on: June 05, 2011, 07:13:30 PM »
Unfortunately I have lost all my ncd after a tiny accident then a bigger one in all the snow last year! So no ncd on either one. :(
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Re: Confused about insurance, can anyone help?
« Reply #5 on: June 05, 2011, 07:13:30 PM »