Modification Declaration

[Torred1771]

Hi Guys.

I am off to look at an MPS today, I've checked insurance, its only £31 a year more than my 2.0 sport, however I am considering vinyl wrapping some of the exterior parts of the car, such as the hood scoop, surround around rear number plate, wing mirror covers, and wheels.

When I look at "MODIFICATIONS" on insurance quotes, Im not sure what to put it under as the options are:  DECALS/STICKERS, NON STANDARD PAINT WORK, SIDE STRIPES, MURAL, NON STANDARD RESPRAY, AND BADGES INDICATING HIGHER PERFOMANCE, or OTHER.

I have selected OTHER and the cheapest insurance quote I can get is for £7,920!  A non modded car is £311 for the year!!

Is something like this even worth declaring?

[Willpower]

I'd actually call it Non standard paint work.  OTHER can suggest a multitude of wild things to an insurance company and is probably the worst thing you could have done.

A quote for £7,920 is ludicrous.   AND   you've got your friendly neighbour to deal with   

[Torred1771]

Well we didn't buy the car.  It was over priced and in poor condition.

My "friendly" neighbour can go jump off a bridge for all I'm concerned.